Terms & Conditions

These Terms govern your use of Monetrails. By using the service, you agree to them.

1. Service Overview

Monetrails helps you upload statements and analyze transactions for personal finance insights. You control what data you upload. We do not connect directly to your bank accounts.

2. Free Use & Processing Credits

Monetrails is free to use for account tracking, dashboards, and managing your financial history. Processing Credits may be topped up as one-time packs when you choose to process data with our AI. Credit top-ups are not recurring subscriptions. You are responsible for maintaining accurate payment details.

3. Acceptable Use

You agree not to use Monetrails for unlawful activity, reverse‑engineering, or abuse of the service.

4. Data & Privacy

Your data belongs to you. We use it only to provide the service. See the Privacy Policy for details.

5. Liability

Monetrails provides analytical insights. You are responsible for decisions based on your data.

6. Contact

Questions? Contact us at support@ledgerarc.com.