How can I track net worth across US, UK, and India?

Monetrails lets you upload statements from any country, track each account in native currency, and view one consolidated net worth in your reporting currency.

Do I need bank sync integrations like Plaid to use Monetrails?

No. Monetrails works without bank credential sharing. You can upload PDF, CSV, or Excel statements and keep control of what you provide.

Can I track property, investments, and crypto in one place?

Yes. Monetrails supports assets and liabilities across account types, including property valuations, investment holdings, and crypto, all in one balance sheet.

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One balance sheetfor your global life.

If you earn in one country, invest in another, and hold assets across currencies, Monetrails brings everything into one clear balance sheet.

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Privacy Mode available: financial data stored locally on your device.
No bank connections. No credential sharing.
Choose Web Mode or Privacy Mode (Desktop) based on where you want your financial data stored.
Built for expats, NRIs, and cross-border professionals.

Cross-Border SnapshotUS + UK + India example

Net Worth

£128,450

Includes FX-adjusted impact

Currency Exposure

42% USD · 34% GBP

24% INR

Liquidity runway9.4 months

Based on liquid assets vs mandatory monthly expenses.

Global asset coverageAcross countries

US brokerage · USD$61,420

UK current account · GBP£24,380

India mutual funds · INR₹18,90,000

India property equity · INR₹52,00,000

Features

Your finances should not be limited to one country

Most personal finance tools were built for domestic accounts and single-currency lives. Monetrails helps you track accounts, assets, and net worth across countries in one place.

Before Monetrails

Your finances are split across too many systems

Most tools are built around accounts in just one country

Tracking bank, brokerage, or property assets in other countries is difficult

Currency impact is rarely considered in your overall net worth

Investments, property, and liabilities stay split across separate tools

A spreadsheet ends up stitching the whole picture together

With Monetrails

You get one coherent global financial picture

Accounts across countries

Assets across classes

Multi-currency net worth

Real equity and exposure visibility

Currency exposure mixUSD / GBP / INR

Balance confidenceReconciled

Real asset equity£212,000

Privacy

Your financial data can stay on your laptop

Some users prefer the convenience of cloud access. Others prefer keeping financial records on their own device. Monetrails lets you choose.

Web Mode

Convenient access from anywhere

Financial data stored securely in Monetrails cloud infrastructure.

Access from any browser.

Automatic syncing and backups.

Desktop Mode (Privacy Mode)

For users who prefer local control

Financial data is stored locally on your device.

Monetrails cloud is not used as the system of record for your desktop financial database.

Data may be processed for analysis, but desktop records are not persisted as cloud records.

Built for privacy-conscious users handling sensitive financial information.

How Desktop Mode protects your financial data

Local data store

The desktop app runs a local financial database on your computer. Statements and transaction history stay in local app storage.

Cloud processing boundaries

Some processing and account services can use Monetrails cloud endpoints, but your laptop remains the system of record for desktop financial data.

Secure by design: encrypted data, controlled uploads, and a mode choice between cloud convenience and local-first desktop storage.

Bank-grade practices

Pricing

Choose the plan that matches your workflow. Upgrade anytime.

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FAQs

Frequently asked questions

Ready to simplify your global finances?

One balance sheet. Multiple countries. Full clarity.

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Resources

Learn cross-border net worth tracking

Practical guides for expats, NRIs, and globally diversified professionals.