One balance sheetfor your global life.
Your money may be spread across countries, currencies, banks, investments and property. Monetrails brings it together into one clear financial picture.
No bank connections. No credential sharing. Just upload your statements.
Free to use. No subscription.
We only charge a small fee when you need to process additional documents.
Built for review, not just reporting.
Use the dashboard to spot gaps, compare accounts, and understand your financial position across countries before you dig into transactions.
The problem
Your money is scattered. Your financial picture shouldn’t be.
A bank account in the UK. Investments in India. Maybe a US brokerage account, property, pensions and savings in different currencies.
Monetrails
£69,061.46
Total Net Worth
Cross-border dashboard
See the whole picture in one place.
Net worth, native balances, currency exposure, liquidity and debt signals come together so the global picture is easier to review.
Overview
Financial Health
A holistic snapshot of your net worth, cash flow, and growth.
Net Worth Momentum
+9.5% vs 2025-12
Driven by broad asset growth.
Liquidity Stress Signal
9.4 months runway
Healthy cushion.
Debt Pressure Watch
Debt-to-income 18.7%
Comfortably manageable.
Why Monetrails
Built for financial lives that cross borders.
Multi-country
Track finances across the UK, India, US and beyond.
Multi-currency
See your wealth in one base currency while understanding your currency exposure.
Statement-based
No bank connections. No banking credentials. Just your statements.
Privacy
Your financial data. Your choice.
Cloud Mode
Access your financial picture from anywhere.
Privacy Mode
Keep your financial database on your own computer.
No bank credentials. No forced bank connections.
Learn about Privacy & Security →No subscription. No lock-in.
Use Monetrails free.
Included processing lets you get started and explore the app.
If you need more document processing, you can make a small one-off payment to process more documents.
No subscription, no lock-in, and no forced upgrades.
Frequently asked questions
Your money lives across borders. Your financial picture doesn’t have to.
One balance sheet. Multiple countries. Full clarity.
Learn cross-border net worth tracking
Practical guides for expats, NRIs, and globally diversified professionals.